When it comes to health care reform, many parents are most concerned about how it affects their children. Some people may have grievances with the recent changes, but there are undeniable benefits when it comes to health care for children, some of which include:
- Children can no longer be denied or dropped due to preexisting conditions or illnesses
- Many preventative services are now offered completely free of charge
- The new law requiring health insurance will reduce the number of uninsured children which, up until recently, was approximately one in ten children
If the majority of the population complies with the new regulations, more children will have access to better healthcare across the country. The minimal co-payments you must pay when seeing a doctor are far less than footing the entire bill, which encourages more parents to seek medical treatment when their children are ill.
Until age 19, children and adolescents are now covered for pediatric vision and dental care, mental health services, maternity/newborn care and emergency services.
Until age 26, young adults can remain on their parents’ healthcare plan, which is crucial at the beginning of one’s career when the cash flow doesn’t always allow for adequate coverage. Now, young adults can weigh their options between staying on their parents’ plan, participating in an employer-subsidized plan (if offered) and purchasing their own individual plan through a private insurance provider.
Though health insurance plans are now standardized, there are still differences between them. Before a final purchase, contact several insurance providers to see if your trusted pediatricians are in their network. You may also wish to inquire about access to pediatric surgeons, specialists and rehabilitative services such as physical therapy.
We’ll help you find the best healthcare for your whole family. Call Sound Benefit Solutions at (925) 244-1330 for more information on San Francisco health insurance.